There are several different areas of finance, including business, banking, investment, institutional finance, international finance, mortgage finance, insurance, and real estate. A student’s degree program may focus on one of these areas, or all of them.
The four areas of business finance include marketing and sales, managerial and supervisory finance, and financial management of a firm. These four areas include many other subjects as well, but they are the most common subjects for MBA Finance courses.
The four areas of investment finance include business ventures, venture capital, private equity, and public investments. Investment finance is closely related to business finance. Students will be introduced to investment analysis, portfolio management, and various forms of investment. Investment management also deals with financial reports for companies.
The four areas of institutional finance include banks, government agencies, non-profit organizations, and corporate businesses. Institutions of higher education often offer MBA financing. This is the most popular area of MBA finance.
Mortgage financing covers all types of mortgages, including government backed loans. Mortgage financing is not a part of the four areas of investment finance, but it is closely related to that area. MBA students are taught how to apply financial and loan techniques to purchasing and selling homes.
International finance includes all of the areas of commercial and investment finance. Students are taught the concept of capital flows, economic policies, and international trade.
Many people are unaware of this area of MBA finance, but financial statements are included in MBA finance programs. Finance students are trained in analyzing and using financial statements and the various types of accounting records required for accurate financial reporting. In addition to learning financial statements, students learn about internal control, business structure, budgeting, financial reporting, management, and accounting systems.
Students interested in an international finance degree should take courses related to the areas of investment finance, business, commercial, and government finance. There are various universities that offer an international finance degree, including the University of London and the University of Edinburgh.
Many international finance students choose to obtain a Master’s degree in economics. Students in this field will study business theory, market analysis, financial economics, and economic policies related to international business. They will learn about trade theories, business operations and decision-making, economics and statistics, international economics, and more.
Real estate finance is a broad field that involves all of the four areas of finance. Students can choose to specialize in real estate, commercial real estate, or urban development, or some combination of these.
In order to become an appraiser, an individual must have the master’s degree from an accredited institution of higher learning. Appraisals are important to any person who works in the real estate field.
The areas of commercial real estate involve the buying and selling of properties. Appraisers are responsible for the selling of real estate.
Those looking to become licensed in the field of real estate can enroll in either one of the following programs: the Master of Business Administration in Real Estate or the Master of Science in Business Administration in Real Estate. Some of the programs offered by an accredited university will offer both programs at the same time, while others only offer a master’s in business administration in real estate.
Real estate investors often invest in multiple types of real estate. Investors can choose to invest in residential, retail, commercial, or industrial properties. There are several different types of real estate financing programs, including: cash flow, lease purchase, mortgage, and loan backed.
MBA graduates may also choose to obtain a degree in real estate banking. This includes the areas of commercial loans, mortgages, title loans, commercial real estate loans, mortgage lending, and real estate inventory.
Many individuals in their late twenties and early thirties are in need of employment, and are ready to enter the real estate market. One of the best ways to gain experience is to obtain an Associate of Applied Science (AAS) degree in Real Estate. The requirements to qualify are completion of an undergraduate course and a minimum GPA of 2.5.